Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Rely on Bobby Alger, NMLS# 1213486, at Hometown Financial Services, LLC. for all your mortgage and lending needs!
My streamline and informative approach, will make you feel at home throughout your loan process resulting in an enjoyable experience. From application to closing, and beyond, you can call me anytime, 24/7, to get answers to your questions and resolve any issues.
Whether you're an inexperienced, First Time Home Buyer or a Seasoned Investor, you'll know that you're getting first class service and the very best loan that's right for you. So if your bank limits, or even denies you, call me at (772)626-9610 to get you into position to achieve the American Dream of Home Ownership. This is what I do, and I enjoy doing it!
Hometown Financial Services
1186 SW Gatlin Blvd
Port St Lucie, FL 34953